What is Bankruptcy?

Bankruptcy involves County Court or High Court proceedings in which the individual's obligations are balanced against his or her creditor's rights. The individual's objective is to reduce or eliminate the debt completely. The creditor's objective, on the other hand, is to collect as much of the debt as possible. The bankruptcy proceeding is the forum in which the debtor and the creditor resolve differences.

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Our Commitment to YOU

At Churchwood, we have helped over 80,000 people with a wide range of financial difficulties, and have over £245 million under management (as at March 2008). Our aim is to provide expert advice and a simple way of helping you pay off your debts. What's more, with combined industry experience of over 20 years within our management team, we have the resources and expertise to deliver quality financial services you can trust.

Debt Help Budget Calculator


	Debt Help Budget Calculator - Calculates where your money goes each month and how much is available to repay any borrowings.

Get In Touch


	Call Church Wood today for FREE, CONFIDENTIAL and INDEPENDENT debt management advice. Telephone: 0800 131 3419 Email:enq@churchwoodfinancial.co.uk Lines open 9am to 9pm.

Churchwood Financial provides financial management information and resources for all individuals and businesses on the topic of debt help advice for workers in the United Kingdom. The site includes benefit information, debt facts, online calculators and consumer debt help advice articles. The guidance and/or debt advice contained within this website is subject to the UK regulatory regime and is therefore primarily restricted to consumers based in the UK in need of debt management advice. This site and all contents are copyright (c) 2003 - 2007 Church Wood Financial. Our number is NOT to be used for marketing purposes.